Tax Lien Certificates

Dear Friend,

            On these pages I’m going to show you how to make money with tax lien certificates. They’ve been around for 200 years and they are the best kept secret in investing.

            You can get yields as high as 50% interest on your money. And if you don’t have any money, I’ll show you how to use other people’s money (OPM) and reap the benefits of the tax lien certificates.

            First of all, let me tell you what the heck a tax lien certificate is. You pay property taxes, don’t you?  If you rent, you pay them indirectly by paying your rent. Your landlord pays them.

            Have you ever been late paying your property taxes?  Have you ever got in a tough situation?  Maybe you lost your job. Maybe you had some medical expenses you had to pay.  Maybe you went bankrupt. Whatever the situation, let’s say you didn’t pay them in a while (please don’t take this personally. If you pay all your bills on time – GOD bless you!  I’ve had times where I couldn’t.) 

            Here’s what your country does: they can’t run their business (the business of running the country) without a steady stream of cash.  And one of the ways they get cash is by you paying your property taxes. If you’re not paying your taxes, they sell your debt to someone. They charge you a hefty interest rate and give most of it to the person buying your tax lien. So the person buying your tax lien comes up with Whatever you owe in taxes.  Let’s say it’s $5,000 big ones.  And let’s say your county slaps an interest rate of 16% (which happens to be the average with over half of the states. It could be as high as 50% though, as I said earlier.)

            When you pay your taxes off – and you will, because you don’t want to lose your house, the investor gets most of the interest plus the $5,000 you owe in property taxes. 

So that’s what a tax lien certificate is.  It’s pretty simple, isn’t it?  I’m going to show you in this booklet how you can be a tax lien certificate investor whether you have a dime or not.

            Let’s talk about you having no money.  I’ve been in that position a few times more than I want to admit.  You’ve heard the saying – “It takes money to make money?” It’s true and not true!  It takes money, but (and it’s a big “but”) it doesn’t have TO BE YOUR MONEY!  Do you get it?  It doesn’t have to be your money.  It doesn’t take money it takes an IDEA! And this might just be the idea for you.

            You can find investors and give them three quarters of the interest and keep the rest. It could be a loan from a family member.  I call this “love” money.  Whatever way you can get started – YOU GET STARTED! Do you hear me?  Don’t give me excuses! This is a way to make money.  The only excuse is you not getting off your butt and getting to work.

            You don’t need money.  You need to know how to get access to money.  And I’ve just told you how to do that. Go ask someone. OK?  I’m done with no-money no-excuse lecture. Do you understand where I’m coming from? I hope you do!

            Let’s move on and talk some more about how you can become a tax lien investor.  We’re gonna talk about the benefits and we’re also gonna talk about the risks.  There are risks with everything.  Don’t let anybody kid you.  I’ve been through it all (I’m sure I’ve got a lot more to go through. But, I’ve had my share.) I’m not gonna hide anything.  I’ll tell it like it is.  But first, here are the states that sell tax lien certificates:

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