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Cash for Clunkers Gives Boost to Spending in July

by devteam August 28th, 2009

Government incentives to boost the economy appear to be working, as consumers decided to cut the savings rate and spend more (mostly on cars) in July, even as incomes failed to move forward.rnrnPersonal incomes rose less than 0.1% in the month, with wages & salaries recovering just 0.1% following a 0.3% loss in June. Compared to last year, incomes are down 2.4%, but the minor gain in wages is the first positive number in close to a year.rnrnSpending edged up 0.2%, a decent gain following a 0.8% advance in June, but consumption will have to advance another 1.6% to match

Personal Income and Consumer Sentiment

by devteam August 28th, 2009

Stocks are looking to continue the rally from yesterday afternoon, with equity futures pointing upwards between 0.2% and 0.4%. Data at 8:30 could change that, as the Personal Income & Outlays report is one of this week’s key releases. But expectations are that incomes rose slightly and consumption made its third straight gain. If so, markets should open higher when the opening bell sounds at 9:30.rnrn“Financial markets are welcoming more risk this Friday morning, with U.S. stock futures pointing higher, European bourses and most Asian equities rallying, and the USD and JPY slightly weaker,” said Jennifer Lee from BMO. “Buried

Mortgage Rates Remain Near Summer Lows

by devteam August 27th, 2009

Rates remained close to the summertime lows achieved during the previous week according to information released this morning by Freddie Mac. Both long term mortgage products increased slightly while the 5-year hybrid ARM took a more substantial jump.rnrn

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